Business-owner solutions

As a business owner, your family isn’t the only group of people depending on you. Your business partners and employees naturally rely on you for their livelihoods. Planning is critical.

Create an exit or succession strategy

We can help you plan for the sale or transfer of your business. Solutions focus on maintaining full value for the benefit of everyone involved.

Leverage a buy-sell agreement

This prearranged contract defines triggering events for a sale like voluntary termination, death, or total disability, and outlines price and other terms. Agreements can be funded with a variety of insurance solutions, including permanent and term-life insurance, and disability buy-out insurance.

Attract and keep top talent

Your employees likely impact your business success. Having the right benefits in place for key employees can make all the difference long term. A few considerations:

• Attract top talent by offering competitive benefits.
• Offer performance-based incentives.
• Encourage loyalty by supporting employees before and after retirement, including income-diversification options.