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November 2021

Hello,

This month, our newsletter explores the following topics:

As we near the close of the year, if we can help you with your finances, please contact us.

Sincerely,

David and Jonathan Mosenson
President and Vice President

How To Save More And Reach Your Financial Goals By The End Of The Year

Three months may not seem like a long time, but starting to rebuild habits now will make it easier to continue them in 2022. With that in mind, here’s what the author is planning for the rest of the year. Read More >

A Winter Of Giant Gas Bills Is Coming. Are You Ready?

Americans got a stark warning from the government this week: Expect higher heating bills this winter. What can consumers do to prepare for what is to come? Here is what trade groups, energy professionals, financial planners and others have to say. Read More >

7 Changes To Social Security In 2022

From what beneficiaries receive monthly to what workers could owe in payroll tax, big changes are on the way for America’s top retirement program. Read More >

Are 401(k)s Worth It?

While 401(k) plans typically come with benefits that promote long-term saving, you might find some drawbacks as well. Understanding the potential downsides of 401(k)s, along with how to resolve or work around them, can help you better plan for your financial future. Read More >

 

Registered Representative of and securities and investment advisory services offered through Hornor, Townsend & Kent, LLC. (HTK). Registered Investment Advisor. Member FINRA/SIPC. J&G Associates is unaffiliated with HTK. 2 Park Avenue, Suite 300, New York, New York 10016. (212) 697-1355. For educational purposes only. This should not be considered specific financial, legal or tax advice. Always consult a qualified professional for specific information regarding your situation. 3896400RH_NOV23