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Hello,

This month, our newsletter explores the following topics:

• Sixteen money rules that millionaires swear by
• Navigating rules for an inherited 401(k) or IRA
• A Roth IRA could be your lucky charm
• Some stimulus benefits may wait until 2022
• How often can you refinance a home loan?
• What to do after a data breach

We hope you’re enjoying the spring season. If we can help you with your finances, please contact us.

Sincerely,

David and Jonathan Mosenson
President and Vice President

16 Money Rules That Millionaires Swear By

Being a millionaire or billionaire — especially a self-made one —usually requires being disciplined about saving and spending, as well as investing wisely. Some eschew a luxurious lifestyle for one that allows them to maintain their wealth over the long-term. So, if you want to live like a millionaire yourself, you’ll have to follow the money rules of the wealthy. Read More >

Here’s How To Handle The Complicated Rules For An Inherited 401(k) Or IRA

So you inherited a retirement account. Before you make any decisions on when and how to access the money, it’s worth familiarizing yourself with the rules that apply to different beneficiaries, which can be complicated. And some mistakes can be hard to undo. Read More >

From Tax-Free Income To Extra Savings Credit, Here Are 5 Ways A Roth IRA Could Be Your Lucky Charm

If you want to crush your retirement savings and unlock incredible rewards on your journey, the Roth IRA (individual retirement account) is one of the most captivating options available. Most people have no idea how versatile the Roth IRA is, so here’s a snapshot of all the hidden treasures you can enjoy on your financial journey. Read More >

Why You May Have To Wait Until Next Year’s Tax Season To Claim All Your Stimulus Benefits

Millions of struggling Americans are already accessing the assistance from the Democrats’ $1.9 trillion relief package, but not all the aid in the massive law will be available right away. In fact, eligible Americans won’t fully benefit from several of the provisions — such as the new child tax credit — until a year from now, when they file their 2021 tax returns. Read More >

How Often Can You Refinance A Home Loan? More Than You Might Think

Homeowners with a mortgage often hear about the benefits of refinancing. If you’ve recently refinanced but have seen interest rates drop even further—or start creeping up—you might wonder if you can (and should) refinance again before rates truly skyrocket. So how often can you refinance? Read More >

What To Do After A Data Breach

Data breaches are often in the news, but your personal information can be compromised even if you haven’t heard about an incident. If you’ve been involved in a data breach, there are steps you can take to regain control of your accounts and protect your personal information. And you can take many of the same steps proactively, to keep your data safe before there’s a security failure. Read More >